Jia: Banking, capital, and cash flow. Finally in one place.

Unlock capital with Jia

Our platform advances invoices in less than 24 hours so you can focus on growing your business

Fair rates

Access the most competitive pricing in the market with fees between 1-5%

Flexible terms

Financing solutions tailored to your business; payment plans that work for you from 1 day to 6 months

Fast capital

Easy application, seamless onboarding & same-day
disbursement: unlock capital in >24 hours

Fair rates

Access the most competitive pricing in the market with fees between 1-5%

Flexible terms

Financing solutions tailored to your business; payment plans that work for you from 1 day to 6 months

Fast capital

Easy application, seamless onboarding & same-day disbursement: unlock capital in >24 hours

Everything you need to run
your business finances. In one place.

Start with working capital. Then manage your money and track cash flow, all in the same system.

Get paid before your customers pay you.

Turn unpaid invoices into cash in as little as 30 minutes, with up to 90% of the invoice value advanced.

Working Capital

Your money earns while it waits.

Hold, move, and grow your money. A no-fee business account where your balance earns and your capital is ready when you need it.

Business Banking

Always know where you stand.

See what’s coming in and going out. Track every invoice, payment, and balance in one place so you always know where you stand.

Cash Flow Intelligence

Capital access easy as 1-2-3 in under 24 hours

Upload
an invoice.

Get funded in as little as 30 minutes.

Track payments and cash in one place.

Create an account and submit your KYB.

Share invoices you want to accelerate.

Unlock capital up to 90% of face value!

Access Capital

15,000+

Invoices
financed

$1M+

Monthly originations
(10% MoM growth)

<1%

Loan loss rate vs. 10–15% industry avg

Accelerate cash flow for your business, your suppliers
and your customers

Invoice Factoring

Instantly turn receivables into cash

Inventory Financing

Free up capital and stay stocked

Supply Chain Financing

Tap into liquidity and power your supply chain

Platform Financing

Power your merchants with capital to accelerate
both your growth and theirs

Trusted by global brands to power their businesses

These businesses have used Jia to accelerate millions of dollars of cash flow through invoice financing and to grow revenue by financing thousands of merchants, distributors and suppliers in their networks.

See how Jia is powering our partners’ growth

African Originals turns invoices into cash to disrupt the beverage industry

African Originals creates authentic craft beverages made with real African ingredients building on traditional recipes that reflect the culture and individuality of African countries with a modern twist. African Originals uses Jia to power their supply chain with invoice financing and doubled their revenues in the last year.

We delivered close to 200% growth last year, and without Jia we would not have been able to do that.

SariSuki powers its supply chain and retailer network with working capital to deliver fresh groceries in the Philippines

SariSuki is a community selling and buying platform that helps people become online grocery sellers in their neighborhoods while offering buyers fresh and affordable grocery items. Jia provides SariSuki invoice financing for receivables and inventory financing for their retailer network.

Onboarding with Jia was seamless. They provide our merchant network fair financing which has boosted our growth and our revenues.